Ulnooweg Development Group Inc.

Obtaining a business loan is a big step. It's serious business. But it's also exciting. Take time to get to know our process before you begin.

Introduction
During the Introduction phase, we get to know you, and you get to know us. We usually start by assigning a Commercial Accounts Manager to work with you. They will ask you a lot of questions about your business, such as why you need a loan, and how you think it will help you grow your business. In this stage, we will also provide recommendations of other sources of financial support and business services, available to aboriginal entrepreneurs.

Application
During the Application phase, you will provide information about your business goals, your business plan, your financial needs and your work experience. All of this information will help build the case for your business loan. This phase can take a few weeks, or a few months, depending on the state of your business plan. Your Commercial Accounts Manager will work with you to help you complete the application, and steer you in the right direction for specific help, such as business plan writing. Please see our Preparing to Borrow section for more information on the steps in this phase.

Selection
During the selection process, your Commercial Accounts Manager recommends your application to a Review Team. The Review Team will consider the strengths of your overall plan, and your ability to succeed in your business. Ulnooweg takes this responsibility very seriously. We are here to help aboriginal business succeed. That means we only support businesses that have a solid plan to survive and thrive in the business world. If your application passes the criteria, your Commercial Accounts Manager will contact you, and present a formal letter of offer. If your application does not pass, your Commercial Accounts Manager will contact you to provide feedback, which may help you prepare for another application process.

Loan Acceptance
When your loan application has been accepted, you will receive an official letter of offer, which you will sign, agreeing to pay back the loan. Your Commercial Accounts Manager will set up your payment plan with you, and will be in regular contact with you to ensure that your payments are being met.

Business Support
As you continue to run your business and pay back your loan, your Commercial Accounts Manager may provide referrals for business services such as staffing, training, accounting systems and other areas that will help your business grow.

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